Damage Management Consultancy
Damage Management Consultancy
Time Lost in Case of Damage is Deducted from Compensation
The damage process results differently when it is carried out by a team that stands by the insured, not the party selling the policy. Making the first notification on time and with the correct content, recording the evidence before it is lost, and establishing the file completely directly affects the compensation.
We carry out the process on your behalf, from the appointment of an expert to the notification of the report, from the audit of the compensation account to the collection of the payment. When necessary, we object to calculation differences and defend the file on technical grounds.
- File editing and expert process follow-up
- Independent audit of compensation account
Most of the compensation is earned through documents collected in the first week of the damage.
Scope
Scope of Service
Reporting and file editing
We make the notification on time and with the correct content, and establish the framework of the file on the first day.
Evidence and document management
We compile and file photographs, minutes, invoices and production records before they are lost.
Expert process tracking
We monitor the assignment, participate in the field inspection, and submit technical objections before the report.
Compensation account audit
We independently check underinsurance, deductibles and depreciation practices.
Objection and negotiation
We prepare a reasoned objection to account differences and negotiate with the insurer.
Payment and collection tracking
We monitor the process from payment order to collection and report the result in writing.
Key Risks
What We Watch in This Area
Late Notice
Notification not made on time may be grounds for rejection even in case of a covered damage.
Missing Document
Documents that are not collected on the day of damage often cannot be collected months later.
Account Difference
If exemption and depreciation practices are not monitored, compensation will silently decrease.
How is it determined?
Headings That Determine the Compensation Result
- The notice must be made within the period specified in the policy.
- Recording the damage location before the expert arrives
- Completeness of invoice, delivery note and production records
- The overlap of the insurance amount with the actual value on the day of the damage
- Accuracy of exemption, depreciation and underinsurance applications
- Documentation of loss time in business interruption files
How We Work
Damage Management in Four Steps
Notice
We make the notification on the same day and share the emergency measures and evidence list with you.
Detection
We participate in the expert review and record the technical opinion and documents in the file.
Negotiation
We audit the compensation calculation and submit a reasoned objection to the differences.
Collection
We finalize the payment and close the process and what has been learned with a report.
FAQ
Frequently Asked Questions
After ensuring life safety, record the situation as it is and call us. We make the notification; It is important not to start cleaning and repair before the expert inspection.
Yes. You have the right to object to the technical findings and compensation calculations in the report; If necessary, we support the file with a second technical opinion.
The ideal is the first hours of damage. We also provide support after the expert is appointed or the report is written; However, findings that are not recorded on the first day often cannot be compensated for later.
Lack of documentation often results not in rejection but in failure to calculate compensation; The file waits without results. For this reason, we list from the beginning which document proves which item and track its collection.
Do You Have a Need in This Area?
Let's assess your risk together and build the coverage structure around your needs.